Continuum Club & Residences North Bay Village: Deposit Structure and Payment Timeline

Continuum Club & Residences is a bayfront condominium tower at 1755 79th Street Causeway in North Bay Village, developed by Continuum Company with Aksoy Holding and designed by Arquitectonica, according to the project's official website. For a family office adding residential real estate to a broader portfolio, the purchase price is only the first number to understand. In a pre-construction or under-construction purchase, the shape of the payment schedule determines when capital leaves the balance sheet, and how much stays committed before the buyer takes possession.

This guide looks only at the deposit structure and the timeline around it. It uses the payment terms published by brokerage and editorial sites that track the project, and it flags where those sources differ. Deposit terms can be revised, and the figures below should be read as published snapshots, not as a substitute for the current price sheet and purchase agreement from the developer's sales team.

According to the Miami-Luxury buyer guide, whose payment plan section was updated October 8, 2026, the schedule runs as follows: 20% at contract signing, 10% at 120 days, 10% at topping off, and 60% at closing, with closing in 2028. Haute Residence describes the same sequence on its project page, citing July 2026 brochure terms and noting that the schedule is subject to the prospectus. Two independent pages describing the same four steps, drawn from different dates, give a reasonable degree of confidence in the structure, though neither replaces the developer's current documents.

Read plainly, the plan puts 40% of the purchase price in the developer's hands before closing, in three installments, and leaves 60% for closing. The first installment is the largest single pre-closing outlay. The second is date-driven, arriving 120 days after contract according to Haute Residence's page as of October 31, 2026. The third depends on construction progress, because topping off is a building milestone and not a calendar date. That distinction matters for planning: the amount of the third installment is known in advance, but its timing is not fixed on the published schedules.

Illustrative arithmetic helps a budgeting committee more than percentages do. Miami-Luxury's buyer guide, in its price list and payment plan updated October 8, 2026, shows a one-bedroom plus den starting from $1,696,000. Applying its 20/10/10/60 schedule to that figure gives roughly $339,200 at signing, $169,600 at the 120-day mark, $169,600 at topping off, and $1,017,600 at closing. That is $678,400 committed before closing and $1,017,600 due at closing. These are calculations on a starting price, not quotes for any specific residence.

On the Miami-Luxury figures as of October 8, 2026, the three-bedroom's 20% contract installment would be approximately $633,400, and its closing balance approximately $1,900,200. Actual pricing varies by floor, view and line. Miami-Luxury's page also notes an average of about $1,690 per square foot, while a different brokerage page, Miami Residence, lists a lower figure. Because those figures reflect different dates and methods, request the current price sheet and availability before modeling any specific unit.

Florida YIMBY reported in April 2025 that Continuum Club & Residences broke ground in North Bay Village, describing a 32-story tower. Haute Residence's page states that its deposit schedule estimates closing in the first quarter of 2028 as of October 31, 2026, and advises buyers to confirm the outside date in the purchase agreement. Miami-Luxury's buyer guide likewise describes closing in 2028 in its payment plan updated October 8, 2026.

Not every source agrees. A family office should treat the later of any plausible completion windows as the planning case for liquidity, and should treat the contractual outside date, not a marketing estimate, as the controlling figure. Where the schedule ties one installment to topping off and the final 60% to closing, a construction delay would shift the timing of those payments, so it is worth asking how the purchase agreement handles changes to the delivery date.

A payment plan describes the purchase price, not the full cost of ownership. Haute Residence lists a homeowners' association figure of $1.77 per square foot, as of October 31, 2026, while noting that the billing period is not stated on its page. Without that period, the figure cannot be turned into an annual or monthly budget, so ask the sales team for the current projected operating budget in writing. A Millionluxury article dated September 16, 2026 argues that the condominium structure, the extensive amenity program and the planned waterfront district make budget diligence essential, and that buyers should look closely at the developer's pro forma budget.

That advice is sensible given the scale of the amenity program. According to Florida YIMBY's April 2025 report, the project will offer more than 60,000 square feet of amenities, including a restaurant, two pools, a private marina, a spa with cryotherapy and infrared sauna options, and a watersports dock. Haute Residence's page mentions a private yacht club membership as well. Amenities of that breadth carry operating costs, and whether any membership or club access carries separate fees is a question the published pages do not answer. Put it on the diligence list.

The published information on this project is not uniform. The official project website lists 32 stories and 198 residences. Miami Residence cites 30 stories, and Miami Luxury Waterfront and REHUB Miami describe a 236-residence design. REHUB Miami specifically advises buyers to confirm which program they are buying into and to ask for floor plans and amenity lists for the current design rather than the launch materials. REHUB also cites The Real Deal's coverage of the December 2023 launch, when prices started just under $1 million, a reminder that early public figures should not be mistaken for current pricing.

For an institutional buyer, the practical step is to build a short diligence list before wiring the first installment. Haute Residence suggests requesting the current price sheet and availability, floor plans with square footage and view orientation, the deposit schedule, the condominium documents, and the applicable rental rules. Add to that the written unit count and tower configuration, the outside closing date, and a clear explanation of how topping off is determined. With those documents in hand, each of the four payment milestones can be placed on a calendar with a known amount and a known trigger, which is the point of the exercise.